Karen
Balac Physical Therapy, PLC is a sole practice operated out of the comfort of my home office. Treatment
sessions are by appointment only and offered Monday thru Friday. Session
duration is usually 1 hour with your first treatment/evaluation lasting 1½ hours.
In order to focus my efforts on quality physical therapy services and keep my rates low, I do not participate with any insurance carriers or Medicare/Medicaid. My
practice is fee-for-service - you pay in full at the end of each
treatment session by cash, check or charge (Visa or Master Card). Fees are $30/unit ($120/hr). There is no co-payment. If you have out-of-network benefits under your healthcare
insurance, you can be reimbursed in accordance with the terms of your
healthcare insurance policy. This is accomplished by
your submitting to your carrier a claim form - provided by your insurance company - along with my “Superbill.”
The Superbill contains the appropriate diagnosis and treatment codes
that your insurance company needs in order to reimburse you. Some insurance plans require
pre-authorization or impose limitations on physical therapy reimbursement. To avoid any misunderstandings, I recommend that you become familiar with your healthcare coverage prior to your first
appointment.